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Problems with a Loan Modification: 10 POINTS TO CONSIDER

Livinglies's Weblog

SUBMITTED BY NY

Problems with a Loan Modification:

  1. The borrowers will think they are modifying their current loan when in fact they are starting all over again.
  2. The Foreclosing entity which lacks standing to bring lawsuit, is not authorized to modify anything since they are not the owner of the loan in question.
  3. Since the real parties in interest are no where to be found, they are taking it upon themselves with the help of their lawyers to steal your property.
  4. The borrower is actually getting a new loan which may enjoin borrower from rescinding new transaction.
  5. The foreclosing entity is STILL not using their own funds to modify (new loan) loan. They are getting funds to lend borrowers through Federal bail outs, insurance proceeds and believe it or not Investors. [same process]
  6. Their lawyers are not acting in a lawyer’s capacity but as BROKERS; [middlemen] they are getting paid…

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CROOKED COURT, BANK AND SERVICING CO.

Dolores Peers

September 19, 2016

Edited version:

Please accept this letter on behalf of the above named property owner. While this letter is written in part for purposes of settlement and compromise it is already a demand letter which can and will be used as necessary. It is therefore not a confidential communication protected under the rules of settlement disclosures and correspondence.

You have previously been presented with proper notices of deceptive lending practices in the closing on the above-referenced loan issued by Washington Mutual Bank, F.A. that exists at the time of the issuance of the loan. My social security number is not associated with this loan and I do not know whose social security number WAMU F.A. used at the time of the issuance of the loan and securitization of the loan. Said notices were accompanied by Proposed Resolutions under the Federal Truth in Lending Act and the Real Estate…

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CROOKED COURT, BANK AND SERVICING CO.

September 19, 2016

Edited version

Please accept this letter on behalf of the above named property owner. While this letter is written in part for purposes of settlement and compr…

Source: CROOKED COURT, BANK AND SERVICING CO.

STOP STEALING HOMES AMERICA

Dolores Peers

May 24, 2016

Hello again, here is a continuation of my experience as a victim of ongoing corruption in Hernando County, Florida.

Re: Select Portfolio Serving, Inc. loan number: xxxxxxxxxx

Washington Mutual Bank, F.A. WAMU MORTGAGE PASS THROUGH-CERTIFICATES     2007-OA4 SERIES

U.S. BANK N.A. AS TRUSTEE

Please accept this letter on behalf of the above named property owner. While this letter is written in part for purposes of settlement and compromise it is already a demand letter which can and will be used as necessary. It is therefore not a confidential communication protected under the rules of settlement disclosures and correspondence.

You have previously been presented with proper notices of deceptive lending practices in the closing on the above-referenced loan. Said notices were accompanied by Proposed Resolutions under the Federal Truth in Lending Act and the Real Estate Settlement Procedures Act.

  1.  The Plaintiff continues to claim that this alleged MORTGAGE and…

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